How do I view my pay stub if I have direct deposit?

Log in to your employer's Employee Self-Service portal (such as ADP, Workday, Paychex Flex, or Gusto), navigate to the Pay or Statements tab, and select your pay date to view, print, or download your PDF direct deposit pay stub.

How to check my pay stub online?

To check your pay stub online, sign in to your payroll provider's portal (e.g. my.adp.com, Workday, or paychex.com), go to Check Stubs or Pay Slips, and download the itemized wage statement.

What is a pay stub number?

A pay stub number is a unique sequential check or voucher identification number located in the top-right header or bottom advice line of your pay stub, used by lenders and landlords to authenticate consecutive proof of income.

How does the pay stub hours calculator compute overtime in New York?

Under New York Labor Law and the FLSA, all hours worked over 40 in a workweek must be paid at 1.5 times the employee's regular straight-time hourly rate.

Tri-State Commuter Tax Center

Pay Stub Calculator NJ (Living in NJ, Working in NY)

Calculate take-home pay for New Jersey residents commuting to New York. Learn how New York non-resident income tax withholding and New Jersey tax credits work on your pay stub.

NJ Resident Working in NY Paycheck Calculator

No NYC Local Tax for NJ Residents

Gross Earnings (Bi-Weekly)

$3,653.85

$95,000 annual gross

Net Take-Home Pay

$2,411.66

66% of gross

NY State Tax Withheld

$154.14

Credited toward NJ tax liability

NYC Local Tax Withheld

$0.00

Exempt (commuters do not pay NYC tax)

New Jersey to New York commuter tax and payroll guide showing Hudson River transit, dual state withholding, and Schedule NJ-COJ tax credit — Tri-State Commuter Tax Framework: NY Withholding at Source + NJ Resident Tax Credit (No Double Taxation)✓ Form IT-203 & NJ-COJ Standard

How Taxes Work When You Live in New Jersey & Work in New York

If you live in Hoboken, Jersey City, Newark, Montclair, or anywhere across New Jersey, but your employer is based in Manhattan or New York State, you are part of one of the busiest commuter corridors in America. According to guidance from the State of New Jersey Division of Taxation ↗ and the NYS Department of Taxation and Finance ↗, here is how your pay stub taxes are structured:

1. You Pay NY State Income Tax First Because your wages are physically earned in New York, your employer will withhold New York State income tax based on NY Form IT-2104. You will file a NY Non-Resident return (Form IT-203) using standard New York State Tax Brackets.

2. You Do NOT Pay NYC Personal Income Tax Even if your office is in Midtown Manhattan or Wall Street, NYC local personal income tax (3.078% - 3.876%) is strictly reserved for NYC residents. Compare details on our NYC Tax Calculator. NJ commuters are completely exempt.

3. New Jersey Grants You a Tax Credit You will also file a NJ Resident return (Form NJ-1040). On Schedule NJ-COJ, New Jersey gives you a dollar-for-dollar tax credit for taxes paid to New York, eliminating double taxation!

Generate NJ Commuter Pay Stub » View Direct Deposit Stub Hours & Overtime Calculator Compare with NC Rates